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The Unbanking of America: How the New Middle Class Survives

$16.95

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Estimated to arrive by Wed, May 30th. Details
FREE via USPS Media Mail (2 to 9 business days) to United States

Return policy

Full refund available for DOAs

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Shipping options

Estimated to arrive by Wed, May 30th. Details
FREE via USPS Media Mail (2 to 9 business days) to United States

Return policy

Full refund available for DOAs

Purchase protection

Payment options

Item traits

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Category:

Nonfiction

Quantity Available:

Only one in stock, order soon

Condition:

Like New

Topic:

Business & Economics Economics

Format:

Hardcover

Publication Year:

2017

Language:

English

Listing details

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Posted for sale:

More than a week ago

Item number:

552547511

Item description

The Unbanking of America: How the New Middle Class Survives An urgent and incisive expos of our broken banking system--why Americans are fleeing traditional banks in growing numbers What do an undocumented immigrant in the South Bronx, a high-net-worth entrepreneur, and a twenty-something graduate student have in common? All three are victims of our dysfunctional mainstream bank and credit system. The Unbanking of America exposes the ways in which banks have quietly abandoned lower- and middle-class consumers in favor of servicing only the wealthiest. Today nearly half of all Americans live paycheck to paycheck, as income volatility has doubled over the past thirty years. Banks, with their monthly fees and high overdraft charges, take advantage of these fluctuations rather than help their customers manage them. Lisa Servon delivers provocative dispatches from inside a range of banking alternatives--from predatory to responsible--as new players rush in to do what banks once did. She works as a teller at RiteCheck, a check-cashing business in the South Bronx, and as a payday lender in Oakland, California, listening to the stories of the alternative bankers as well as their consumers. And she delivers fascinating, hopeful portraits of the entrepreneurs who are counting on a permanent "unbanking" of America--and designing systems to transform how non-wealthy Americans can gain the access and agency to their own money that they, especially, need. 16.95
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