Any protection depends on the payment processor the seller uses to accept payments. This is standard operating procedure on almost every (if not all) selling sites where individuals are selling their merchandise.

If you use PayPal, you would have the standard protection that they offer to sellers. Send out your packages with tracking (delivery confirmation) information, ship only to the designated PayPal shipping address, ship in a timely manner, and insure the package when you feel it is necessary, and you’ll be OK 99.9 to 100% of the time. I’ve used PayPal for over 10 years now with 10,000+ transactions and only had ONE claim filed on me. Sellers who follow good business practices usually don’t have a problem with PayPal.

However, in my business, there are some things that I won’t ship to casual buyers. For instance, I sell expensive, collectible vinyl LPs in my brick & mortar store, but will not ship them online. I can’t afford to have somebody purchase my near-mint vinyl LPs and swap them out with their own scratched LPs. It’s too risky with any payment processor if the buyer files a claim that the item is not as described.

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I think so that there is such kind of seller protection program for buyers to avoid any illegal activity. Online shopping is not always safe because of fraudulent practices and I think these [URL removed] protection programs are best to make it easy and reputed for buyers to shop online.

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